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Welcome to the official site of
Legacy Home Lending LLC

Purchase or Refinance, we can help!

We offer a wide range of finance options, designed to best meet the needs of local borrowers.  Whether you are purchasing a home, are considering refinancing, we can help!  It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you.

We offer the following Refinancing Programs:

FHA  | FHA Cash Out | FHA 203k | VA 
VA Cash-Out | Conventional | Jumbo

What makes Legacy Home Lending LLC unique is our high level of customer service, and the ability to often offer a fast close.  Frequently we are also able to offer an appraisal waiver. 
( Appraisal waivers are determined by Underwriting based on details of the transaction ) 

Contact Legacy Home Lending LLC today to discuss your mortgage loan options. Find out which loan program will best suit your needs.

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Check out our reviews!

See what others are saying about their experience with us.


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Aaron gave us all the information we needed and a heads up whenever there were changes to be made. He stayed with all the timelines he gave us and was patient with us when we had some delays, checking and verifying regularly. He came highly recommended and he was worth it.

Bill A.
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My husband and I were first time homebuyers, and new to the process. We had dozens of questions. Aaron was very attentive, responsive, and helped us through every step of the mortgage journey. We will definitely be recommending him to friends!

Rachael B.
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Aaron was phenomenal. Not only did he spend a good amount of time going over my mortgage options prior to me purchasing a home, but he answered any questions throughout the process and turned around pre-approval letters on a moment's notice. Aaron is THE guy that you need when it comes to making any type of home or property purchase.

Kyle M.
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Wow, that was fun. That was simple. Aaron, solid dude.

Roger K.
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I am amazed with how easy and fast this process was. I contacted Aaron, filled out some forms/information and shortly was signing the refinance paperwork. Could not have been happier.

David K.
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Aaron was on top of everything, always available, and exceedingly pleasant to work with.

Patricia G.
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Working with Legacy Home Lending was a great experience. We needed a pre-approval same-day and Michael was able to act quickly. Throughout the closing and loan process, Michael was exceptionally responsive and helpful. The personal touch is so much better than working with a big bank. I would not hesitate to use Legacy again for future lending needs.

Ryan L.
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Our initial lender fell through on us the same weekend we put in an offer. Our realtor recommended Aaron and we do as well. He stepped in quickly so we could go under contract which is a big deal these days. Very clear when communicating details about our loan which made the process smooth and pain-free.

Tristin T.
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Aaron Montell was always very professional and prompt with his communication. I especially appreciated being able to receive and send sensitive documents long distance through a secure web portal.

Caitie B.
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I worked with Aaron Montell and had a great experience. My situation was complicated by my massive student loans, but Aaron put in extra work to get me approved. As we went through the process he was great at explaining to me what was going on while still being honest and realistic about where we were with the loan. It took some doing but he got me approved and helped me become a condo owner and I’m incredibly thankful for that.

Robert T.
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Aaron was a pleasure to work with. He was thorough and quick to get this done for me. I will be recommending him to all my friends. Thanks Aaron

Patrick H.
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Aaron made the whole process seem and feel easy. He was available whenever I needed him for any questions. Aaron was great!

Ryan C.
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As always, Aaron has come through for us! We have used Aaron for multiple purchases and refinances, and he's always on top of everything. Great communication, and easy to talk to about complicated loan details.

Steve B.
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We have used Michael multiple times and couldn’t be happier. You won’t find better rates or quality customer service. I have recommended many friends and family members to Legacy Home Lending and everyone is extremely happy.....

Brittney S.
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I really enjoyed working with Michael. He was great with his communication, patient with all of my questions as a first-time home buyer, and was just really personable. Any time I contacted him, he responded sooner than expected. I also appreciated how much he was in contact with my realtor through the whole process. He managed to get me a great interest rate, and was just plain lovely to work with. I highly recommend working with him.

Amy H.
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I worked with Aaron on an investment property purchase and a home refinance. In both cases he guided me through every step with ease, and his advice and loan strategy set me up for an excellent long term path. Would recommend 100% to anyone needing a knowledgeable and professional lender! James...

James V.
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Aaron was incredible to work with. Very knowledgeable and communicative. highly recommend.

Jenn M.
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Michael at Legacy Home Lending was fantastic! He got me the best deal right from the start, made the whole process quick and efficient, was extremely responsive and easy to get in touch with, and was able to help us close early. I could not have been happier with the customer service here!!!

Katie S.
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For a good two weeks, Aaron contacted me twice per day with rate updates and discussed the best course of action on each of those days. This didn't seem like a pain for him. In fact, I think he actually enjoyed it which helped me trust him more each day. Painless from start to finish.

Kenny S.
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This is the second time that we've used Aaron for our mortgage. He got us a great rate again and the process was quick and easy. If you are looking for a mortgage provider or to refinance your home, Aaron is your guy. Very quick process and very professional!

Amy S.
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I cannot be more positive about my entire experience with Aaron and Legacy Home Lending. I have actually utilized Aaron's skills twice now to refinance our home for a better rate, then again for a better rate and to cash out to finish our basement. He was beyond prompt with his responses, honest, and genuinely had my interests in mind, not his. I have recommended him to everyone who will listen. Do not hesitate to contact him, it will be the best choice you make!

Eric C.
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Legacy Home Lending made our refinance a breeze. Working with Aaron was a pleasure. Everything was completed in a timely manner and ease of completing documentation securely online greatly simplified the process.

Jeff A.
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My Experience with Michael with Legacy Home Lending, LLC was very positive. I appreciate all his guidance and knowledge to get us through the loan process to get our dream home. Michael's availability to answer any questions was amazing and we could not have got thru this stressful experience so easily without his help. Thanks for all that you have done for us Michael!

Sam G.
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Michael was awesome to work with. He was always available to answer my questions and concerns. He was very efficient and got things done in a timely manner. He was there at our closing to make sure we felt comfortable. I would use him again and will refer to friends or family if they need a mortgage broker.

Tanya G.
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Michael helped us thoroughly with our refi. We recommend him to anyone who'd like an honest and responsive experience.

Rich n Rach G.
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Aaron and Michael were extremely patient with my many questions, and easy to get a hold of. They are knowledgeable, experienced, and trustworthy, and will work hard to get you the best deal possible.

Jenny T.

We are a locally owned and operated Colorado small business.

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